The numbers don’t lie: at some point, nearly all of your clients will either need long term care or will become caregivers themselves. Because caregiving will more than likely affect all your clients, it’s important you have the knowledge and tools to guide them along the way. Since the last census in 2010, the oldest…

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Planning for potential long term care needs is challenging. There is no universal solution and often the “best” option is less than ideal. But don’t let that deter you from helping your clients prepare. Each client is likely to require a different approach. Some may be looking at stand-alone policies that offer a wide range…

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