The numbers don’t lie: at some point, nearly all of your clients will either need long term care or will become caregivers themselves. Because caregiving will more than likely affect all your clients, it’s important you have the knowledge and tools to guide them along the way. Since the last census in 2010, the oldest…

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Long-term care is unpredictable – you don’t know exactly when you’ll need it, why or what kind of care you’ll require. Take steps now to protect yourself, your loved ones and your legacy from the unexpected. Why do I need long-term care protection? With healthy lifestyles and advances in medical care, retirees are living longer…

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Planning for potential long term care needs is challenging. There is no universal solution and often the “best” option is less than ideal. But don’t let that deter you from helping your clients prepare. Each client is likely to require a different approach. Some may be looking at stand-alone policies that offer a wide range…

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